Are you looking for the best credit card? One that gives great rewards and benefits? Look no further than HDFC Bank’s top 10 credit cards. They are the best in India, with options for everyone’s lifestyle and needs.
HDFC Bank has cards like HDFC Regalia and Infinia for luxury1. They also have cards like HDFC MoneyBack and Millennia for those who love to shop online2. Each card has special features for different needs. Whether you travel a lot, love online shopping, or want to earn rewards, HDFC Bank has the right card for you.
Explore HDFC Bank’s credit cards and discover amazing rewards and benefits. Find the top 10 cards that will change how you spend and save.
Understanding HDFC Bank Credit Cards: An Overview
HDFC Bank is a top financial institution in India. It offers many credit cards to meet different customer needs3. You can choose from premium cards like the HDFC Bank Regalia First Card or more basic options like the Freedom Credit Card.
Types of Credit Cards Available
HDFC Bank has a wide range of credit cards3. You can find cards for lifestyle, travel, cashback, and digital use. To apply online, you must be an Indian citizen, 18 or older, and have a job or be a student.
Key Features and Benefits
HDFC Bank credit cards come with many benefits3. You can get welcome gifts, convert purchases to EMI, and earn rewards. They also offer cash back, emergency funds, and more.
Credit Card Categories Explained
HDFC Bank has cards for everyone, from the super-premium Regalia to the basic Freedom cards3. The higher-tier cards have more perks but cost more. Choose a card that fits your spending and lifestyle.
HDFC Bank’s credit cards meet many financial needs3. They offer everything from luxury to everyday rewards. Knowing the different types and benefits helps you pick the right card.
Best Credit Card of HDFC Bank: Premium Selection Guide
HDFC Bank offers top-notch premium credit cards. The HDFC Regalia, HDFC Infinia, and HDFC Diners Club Black cards are designed for those who want the best. They come with great rewards, benefits, and special perks4.
The HDFC Infinia card is a standout. It comes with a free Club Marriott membership and unlimited lounge access worldwide4. You earn 5 points for every ₹150 spent, perfect for those who love to travel4.
The HDFC Regalia card is great for earning more. You get 4 points for every ₹150 spent, rewarding your daily purchases4. It also offers travel benefits like lounge access and golf privileges, ideal for frequent flyers and golfers.
The HDFC Diners Club Black card offers unique benefits. You get global lounge access, milestone rewards, and elite golf privileges. It’s perfect for the discerning traveler4.
HDFC Bank’s premium credit cards meet different needs. Whether you want better travel perks, luxury lifestyle benefits, or elite membership, there’s a card for you.
HDFC Regalia Credit Card: Premium Travel Benefits
The HDFC Regalia Credit Card is a top choice for travelers. It offers special benefits and rewards5. You can earn 4 reward points for every Rs. 150 spent, making it great for those who want to get the most out of their rewards5.
Reward Point Structure
The HDFC Regalia Credit Card has a great reward point system. You get 4 reward points for every Rs. 150 spent, which is about 1.3% rewards5. Plus, you earn 2x points, or 8 points, for every Rs. 150 spent on dining or booking Air Vistara flights5.
Airport Lounge Access Details
The HDFC Regalia Credit Card offers free access to over 1,000 airport lounges worldwide5. This means you can enjoy a comfortable and exclusive experience while traveling5. It’s a big plus for those who fly often6.
Travel Insurance Coverage
The card also has great travel insurance. It covers you 24/7 with travel assistance and insurance for things like accidental air death and lost cards5. This makes the HDFC Regalia Credit Card a top pick for those who want full protection while traveling5.
The HDFC Regalia Credit Card is perfect for those who love rewards and want a great travel experience56. It offers great rewards, lounge access, and travel insurance, making it a top choice for travelers56.
HDFC Infinia Credit Card: Luxury Lifestyle Perks
The HDFC Infinia Credit Card is top-notch for those with high net worth. It offers unmatched benefits7. It’s the best credit card from HDFC Bank, with luxury perks for the finest experiences7.
It comes with a free one-year Club Marriott membership. This gives cardholders access to luxury hotels and more7. Plus, it offers unlimited global airport lounge access for smooth travel7.
Earning rewards is easy with this card. You get 5 reward points for every ₹150 spent7. These points can be used for travel, shopping, and dining, making every purchase special7.
The card also has lifestyle benefits. Enjoy discounts at top restaurants and access to SmartBuy for luxury offers7. The premium concierge service meets your needs with personal help7.
In short, the HDFC Infinia Credit Card is all about luxury. It combines travel perks, reward earnings, and lifestyle benefits. It’s perfect for those who want a credit card that enhances their lifestyle7.
HDFC Diners Club Black: Elite Membership Benefits
The HDFC Diners Club Black credit card is top-notch for those who travel a lot and like the finer things in life. It offers special perks and luxurious benefits. This card is truly elite8.
Global Lounge Access Program
This card gives you unlimited access to over 600 airport lounges worldwide8. You can relax in style while waiting for your flight. Enjoy free drinks and other nice things.
Milestone Benefits and Rewards
The HDFC Diners Club Black card has a great rewards program. You get bonus points when you hit spending milestones8. These points can be used for fancy dining or travel.
Golf Privileges
If you love golf, this card is for you. You get free rounds at the best golf courses globally8. It’s a chance to enjoy your favorite sport with elite benefits.
This card also offers 24/7 concierge services and special dining perks8. It’s perfect for those who fly often and love golf. The HDFC Diners Club Black is the ultimate in credit card luxury8.
HDFC Millennia Credit Card: Digital Spending Rewards
The HDFC Millennia Credit Card is perfect for those who love online shopping. It gives extra cashback on digital buys. This makes it great for millennials and online shoppers4.
Cardholders get up to 5% cashback at places like Amazon and Flipkart. They also get 1% cashback on most other online and offline buys. This doesn’t include fuel, rental, or government transactions4.
The card offers 5% cashback at some online stores and 1% on other buys. It also has a special deal: no renewal fee if you spend over Rs. 1 Lakh in a year4.
It has a 3.5% foreign currency markup fee and a 3.75% monthly interest rate4. There’s also a 1% fuel surcharge waiver for Rs. 400 to Rs. 5,000 fuel spends. Cash advances cost 2.5% of the amount, with a Rs. 500 minimum4.
The HDFC Millennia Credit Card is ideal for those who shop online a lot. It offers great cashback on digital purchases. It’s a top pick among hdfc millennia credit card and credit card offers hdfc options.
HDFC MoneyBack Card: Cashback and Shopping Benefits
The HDFC MoneyBack Credit Card is a favorite for those who want rewards and cashback. It gives up to 5% cashback on things like groceries, utilities, and fuel3. With an annual fee of just Rs.500+GST, it’s a great deal for earning rewards9.
Cashback Categories
Cardholders can get up to 5% cashback on many daily expenses. This includes:
- Grocery stores
- Utility bill payments
- Fuel stations
- E-commerce and online shopping
Shopping Partner Offers
The HDFC MoneyBack Credit Card also has special deals with top brands. This means cardholders can save more on their buys3.
Redemption Options
Cashback can be turned into statement credits or used to buy lots of things. This gives cardholders choices on how to use their rewards3.
The HDFC MoneyBack Credit Card is great for those who value cashback and shopping perks. Its low annual fee and strong rewards make it a smart choice for daily spending and saving39.
Business Credit Cards from HDFC Bank
HDFC Bank offers great credit cards for businesses. They have hdfc bank cards with high credit limits and tools for managing expenses. They also have travel perks10.
The HDFC Bank BizBlack Metal Edition Credit Card has a joining fee of Rs. 10,000 + GST10. The HDFC Bank BizPower Credit Card has a fee of Rs. 2,500 + GST. It also lets you earn 5X Reward Points on certain expenses10.
The IDFC FIRST Bank Business Credit Card is more affordable, with a fee of Rs. 499 + GST10. The AU Bank Business Cashback Rupay Credit Card has a monthly fee of Rs. 99. It gives 1% cashback on Total Amount Due10.
The American Express Platinum Corporate Card has a renewal fee of ₹40,000 + GST. But, it offers Taj Vouchers Worth ₹35,000 and Amazon Vouchers Worth ₹30,000 for new members10.
The HDFC Bank BizGrow Credit Card gives 10X Cash Points on business costs. It has a joining fee of Rs. 500 + GST10. The HDFC Bank BizFirst Credit Card offers 3% CashPoints on EMI spends. It also has a joining fee of Rs. 500 + GST10.
The HDFC Giga Business Credit Card has a joining fee of ₹500 + GST. It offers OTT Play Premium Subscription as a benefit10.
HDFC Bank has many best credit card of hdfc bank options. They meet different business needs, from travel to everyday cashback10.
HDFC Bank Business Credit Card users can save up to ₹5,000 on flight tickets. There’s a flat discount of ₹2,500 for flights between ₹25,000 – ₹75,000. And ₹5,000 for flights over ₹75,00011. This deal is valid until 31st December 2024. It can be used only once per customer per card per month11.
Travel-Focused HDFC Credit Cards
HDFC Bank has many travel-focused credit cards. They are perfect for those who fly often or travel abroad. These cards offer great perks and benefits to enhance your travel experience.
Air Miles Program
The JetPrivilege Diners Club Credit Card from HDFC lets you earn and use air miles with many airlines12. You can get free flights, upgrades, and more. This makes your travels more rewarding and saves you money.
Travel Insurance Benefits
HDFC’s travel cards also come with great insurance. They cover trip cancellations, lost or delayed bags, and medical emergencies abroad13. This gives you peace of mind and keeps you safe on your travels.
International Usage Perks
HDFC’s travel cards have benefits for using them abroad. They have lower fees for foreign currency and are widely accepted13. This makes shopping or getting cash abroad easier and cheaper, making your travels better.
FAQ’s
HDFC Bank’s best credit cards include Regalia, Infinia, and Diners Club Black. Also, Millennia, MoneyBack, and cards for travel, shopping, and business. They offer rewards, cashback, lounge access, travel insurance, and lifestyle perks.
HDFC Bank has many credit cards. These include premium, co-branded, professional, cashback, and lifestyle cards. They have rewards, lounge access, and travel insurance. You can find everything from super-premium to entry-level cards.
HDFC Bank’s top cards are Regalia, Infinia, and Diners Club Black. They give high rewards, lounge access worldwide, golf, and travel perks.
The HDFC Regalia Credit Card gives 4 reward points for every Rs.150 spent. It also offers lounge access, travel help, and insurance. The annual fee is Rs. 2500, but it can be waived.
The HDFC Infinia Credit Card comes with a year of Club Marriott membership. It also has unlimited lounge access and 5 reward points for every Rs.150 spent. It offers luxury stays and concierge services.
The HDFC Diners Club Black card gives unlimited lounge access worldwide. It also offers bonus rewards, golf, concierge, and dining perks.
The HDFC Millennia Credit Card gives more cashback online and in digital wallets. It can earn up to 5% cashback on some online buys. It has a low joining and annual fee of Rs. 1,000 each.
The HDFC MoneyBack Credit Card offers up to 5% cashback on groceries and bills. It also has shopping offers and can be redeemed for statement credit or merchandise. The annual fee is Rs. 500.
HDFC Bank has business cards like Corporate Premium and Corporate Visa Signature. They offer higher limits, expense tools, and travel perks like lounge access. They’re great for business expenses.
HDFC Bank’s travel cards, like JetPrivilege Diners Club, offer air miles and travel insurance. They also have lower fees and global acceptance. They’re perfect for those who travel a lot.